Heating and cooling bills account for over half of the monthly expenditure of American homeowners, when talking simply about fees associated with home ownership. This stems from a variety of causes, from the windows to poor insulation. The result is a home with an overactive HVAC system, drafts and other similar issues. Additionally, homeowners increase their carbon footprint due to the abundant use of energy to heat their home. Carbon dioxide, nitrous oxide and methane are expended with your HVAC system, which are attributed to global warming. Insulation can block some of these emissions, while reducing your electrical use can…